Both cover unlimited incidents of accidental damage protection annually and offer coverage if a battery retains 80% or less of its original charging capacity. That’s why we’ve selected AppleCare+ as the best option for iPhone users.ĪppleCare offers two different policies: AppleCare+ and AppleCare+ with Theft and Loss. AppleCare+ makes it easy to protect a phone and get ongoing support from experts who understand the hardware, operating system, and applications that make Apple products unique. While most cellphone insurance providers will happily cover iPhones, customers looking for the best insurance may want to go straight to the source. SquareTrade also offers an upgrade ($12.99 per month) that adds additional benefits like premium tech support, Allstate Roadside Assistance, and identity theft recovery.Ī new iPhone can easily cost close to $1,000, which can make insurance a smart investment. SquareTrade premiums start at $8.99 a month for a single device, but customers can insure multiple devices for just $19.99 a month. Family plans allow for up to eight claims per year, which can be particularly helpful for families with multiple devices, both cellular and otherwise. While many cellphone insurance providers limit annual claims to two per plan, SquareTrade allows for up to four claims per year per individual device plan. Or, if preferred, the client can also mail in the phone for repairs, a process that typically takes two to five days. Plans cover cracked screens, touchscreen failures, liquid damage, speak/audio failure, battery failure, and charging port failure.Ĭoverage includes on-premise (e.g., in the home, office, a coffee shop, etc.), same-day repairs, and repairs made at a local repair shop. SquareTrade insurance covers all cellphone makes and models regardless of carrier or age. Combined, these factors make SquareTrade our choice for cellphone insurance that can cover the whole family. It offers low-cost, multi-device plans with more claim allowances than many other insurance providers. SquareTrade is backed by Allstate and is marketed as one of the most affordable cellphone insurance plans available. Though customers can’t insure more than one cellphone per plan, they can save 5% to 15% when they bundle more than one policy. Under the Everything Protected plan, adults pay a $99 deductible for repairs or replacements for their other covered electronics, while students pay $49. Repair deductibles typically range from $29 to $75, and replacement deductibles range from $75 to $99. The Everything Protected option costs $14 per month for students and $15 per month for adults, discounted by $1 per month when the customer pays for the entire year upfront.įor both plans, deductibles vary based on the make, model, and year of your phone. Both plans offer basic phone protection, which includes cracked screens, liquid damage, accidental damage (e.g., drops), theft and vandalism, and damages that result from natural disasters (e.g., fire, flood, etc.).ĪKKO’s Everything Protected plan extends coverage to up to 25 other electrical items, including any tablets, laptops, and video games that belong to the policyholder.ĪKKO’s Phone Only plan starts at $6 to $12 per month, or $5 to $11 a month if the customer pays for the entire year upfront. Similarly, if they need to have their phone repaired, AKKO will either send the cash value of the repairs or pay an AKKO partner repair shop directly.ĪKKO offers two plans: The Phone Only plan and the Everything Protected plan. Instead of automatically receiving a replacement device, AKKO will give customers cash based on the replacement value of the device minus the deductible. One thing that sets AKKO apart from other insurance providers is how it manages claims. With coverage options starting as low as $5 a month for those who pay annually, AKKO is one of the best providers for anyone on a budget. AKKO was started in 2019, making it relatively new to the scene, but it's garnered attention for consistently affordable cellphone insurance plans.
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